Everything you need to know about Bad credit mobile phones

To be in a position where you can’t avail a mobile phone contract or get access to credit facilities is something that is nightmarish to most people. From time immemorial, the emphasis has been on the need for UK citizens to have a good credit score. In fact, you simply need to scour the internet to appreciate how having a good credit score is fundamental. There are millions of articles talking about the need to have a good credit score, the effect of having a bad credit score and so on and so forth. Those with a good credit score find the going easy while applying for a phone contract or a loan while those with a bad credit score are left to lick their own wounds.

For a long time, having a bad credit score was akin to having a criminal record. Most UK providers were unwilling to approve a person’s application for a mobile phone contract if they had a bad credit rating. The result was rejections every now and then to a point that those with a low credit score felt second class. In as much as the situation back then painted a grim picture, the unveiling of mobile phone contracts designed for those with a low credit rating ultimately changed the mobile phone contracting landscape forever.

Application and subsequent approval for a phone contract was no longer a preserve of UK individuals with a good credit history but rather an endeavor that everyone could partake of irrespective of their credit rating. No credit checks mobile phones, bad credit mobile phones and guaranteed mobile phone contracts were all unveiled with the sole aim of ensuring that those with a less than average credit score also enjoyed the trappings that come with having a good credit score.

While the names might differ slightly, the common thing among all of them is the fact that there are no credit checks. In this regard, a person does not have to worry about the status of their credit score when applying for bad credit mobile phones, guaranteed mobile phone contracts or no credit checks mobile phones.

In reality, bad credit mobile phones have indeed been a saving grace especially for individuals who in the past were unable to avail a phone contract because of their credit score status. A person can nowadays apply for a bad credit mobile phone and get approved within 24 hours. However, in as much as bad credit mobile phones have been beneficial to those with a poor credit score, there are also some disadvantages associated with them.


For one, as compared to ordinary mobile phone contracts, bad credit mobile phones attract high interest rates which essentially means that those who ultimately get approved for them end up paying high rates than those on standard mobile phone contracts. Secondly, the perks associated with bad credit mobile phones pale in comparison to those associated with ordinary mobile phone contracts designed for individuals with a good credit score.

Thirdly, a number of providers at times require that you pay a security deposit before you can be approved for a contract especially if you have a history of defaults, arrears or CCJ. The contract length for a bad credit mobile phone is also slightly longer compared to ordinary mobile phone contracts. Most providers set the minimum contract length at 18 months which of course makes it tricky especially if you want to switch before that period expires.

On the flipside though, bad credit mobile phones have been instrumental in turning around the fortunes of those with a poor credit rating. It has accorded them an opportunity to slowly or gradually improve their credit score over time provided that they meet their monthly obligations.


To sum it up, if your credit score is nothing to write home about and you need a mobile phone contract, don’t hesitate to apply for a bad credit mobile phone as it does not discriminate you based on the status of your credit score.




Top 4 Best Business Mobile Phones in the UK

Before more companies ventured into the smartphone market, only Research in Motion used to sell its highly valued Blackberry. However, the market has changed a lot as other manufacturers started designing and sending top rated smartphones while Blackberry fortunes took a turn around. With HTC, Microsoft, Apple, Samsung, and Sony all fighting hard to get a piece of the lucrative market, things can only get better. People in the business world, employees, investors, accountants, and consultants have particularly found succour in smartphones because they make their work easy and fun. You no longer have to cut short your weekend getaway to finish a project; simply grab the smartphone and do everything while sunbathing on the beach. Because of the rising number of smartphones, well, you need to pick the model that will help you complete all the business tasks and compliment personal lifestyle. Here is a review of top 5 best mobile phones for business in the UK.

(1) Microsoft Lumia 950/950 XL

The Microsoft Lumia 950 and Microsoft Lumia 950 XL are available at £390.99 and £461.99 respectively. They are considered the best for business people who prefer to use Windows 10 in their systems. The two smartphones have almost everything you have on the office desktop so that you can work on spread-sheets and other applications with the same user experience.


Notably, even when you finally get to the office or home desktop, you simply plug and everything transfers to the computer. It is great fun using this piece and you will soon find it a great companion. It comes with top specs that make everything easy and faster. It is constructed with 3GB of Random Access Memory (RAM), 2K display, and 32GB on-board storage. It also has a 20mpx rear camera and is sold with 12 months free subscription to Office 365 Personal. When you need to work away from office, simply plug the smartphone to Microsoft HD-500 and transform it into a powerful desktop PC.

(2) BlackBerry Priv

This is the first BlackBerry smartphone using Android Sauce. When BlackBerry launched the Priv, many people were taken by surprise because it was a great change in their OS applications. Unlike the previous models, BlackBerry wanted to catch up with the market and, therefore, embraced Android technology and reinvented the keyboard on the flagship smartphone. As a business person, this smartphone is very appealing because of high speed, ease of use, slim appearance, and top profile camera. Though it is pricy at £540, some people describe it as a techradar that every business person should own.

(3) Samsung Galaxy S6/S6 Edge

When Samsung released the Galaxy S6 and Galaxy S6 Edge, the business community sighed with relief because they allow you carry the entire business everywhere. The two smartphones have Microsoft Office Android that makes it easy to work on projects easily and very fast. The smartphone is particularly useful for people who work in areas that demand top security because it is fitted with the best Knox, a mobile management container solution that provides encrypted-multi-layered security. Knox also helps to partition the workplace from personal life so that you can operate just like when in office even if you are in the bedroom or holiday. Besides, Samsung scrapped the plastic finish and took a lovely design that combines metal and glass for an enthralling outlook with great curves. The Galaxy S6 goes for £355 while Galaxy S6 Edge goes for £429.45.

(4) BlackBerry Classic

For those who still want to enjoy the classic touch of the old school, the BlackBerry Classic is a special piece that will never disappoint. It has the old model of QWERTY keyboard that many people are familiar with. It also has a lovely user interface, security, longer battery life, and an improved processor to ensure that everything runs faster. The smartphone gives you a sense of class wherever you go and is available at only £264.36.




A Review of the Best Budget Smartphones in the UK

As competition in the smartphone mobile segment continue to intensify, people operating on budget get caught in the dilemma of picking the best. While some people may argue that all cheap phones are of poorer quality, it is not true. For example, you can get a top rated phone at very low price when it is locked to a specific service provider. This mobile phone reviews bring to you top quality phones that you can buy at affordable rates in the market.

Useful advice when buying a budget smartphone

 When looking for budget smartphones, it is important to accept that some specs used in top rated designs and features might be absent.

 While cheap phones used to be instantly identifiable because of poor design and low resolution, it is no longer the case. Today, with just £150, you are sure of getting a top smartphone with an 8mm body, full-HD display, 4-g connectivity, and high quality camera.

 Many budget phones operate either on Google Android or Windows Phone 10 operating system. These will allow you to operate everything from emails, access YouTube, and maps among others.

Best budget phones reviews:

(1) Motorola Moto G (Third Generation)

The Motorola G (third generation) is sold for £149 and comes with top upgrades that include waterproof design, high quality camera, and a fast processor. It comes with a 16GB internal memory and 2GB of RAM which make it fast enough. Though it lacks the stereo speakers like the previous design, this smartphone is one of the best you can expect in the UK market.

(2) Vodafone Smart Prime 7

The Vodafone Smart Prime 7 is a unique offer that people operating on budget can expect. At only £75, you are sure of getting this great piece that uses Snapdragon 210 and a 720p camera. Though you will need to invest more to get faster speed, it is still sufficient at £75. Whether you are working on projects away from home or want to stay connected with friends when away from home, this piece will not disappoint with its 4G capability.

(3) Samsung Galaxy Core Prime

This budget smartphone is a great option that you should think of because its specs only fit in upper categories. At only £109, you get this smartphone that has specs such as 5in 1280×720 screen, ambient light sensor, and better camera. It also has the advantage of running on Android that makes it faster and efficient. However, it lacks the ambient light sensor that has been drawing a lot of people to the galaxies.

(4) Just5 Blaster 2

This is one of the best budget phones in the UK. At about £105, the Just5 Blaster 2 brings great experience with its faster performance, larger storage, and a more powerful camera. Though the screen is a little dull and the frame made of plastic, reviews indicate that it is a better piece compared to the Samsung Galaxy Core Prime.

(5) Xiaomi Redmi Note 3

The Xiaomi Redmi Note 3 is a great option for people operating on budget. At a cost of £121, you can get this smartphone that comes with a 2GB RAM and an internal storage of 16GB. The phone has a great outlook, standard performance and, therefore, a great option for people on budget.

(6) The Vodafone Smart Ultra 6

The Vodafone Smart Ultra 6 is a great piece available for £125. It is designed with a slim body and lovely HD display that guarantees an enthralling user interface. The camera is very strong and comes with a micro-SD slot that can hold an additional 128 GB. Vodafone went to great length when designing this piece to guarantee users of better performance at a lower price.


Top 5 Smartphones with Best Cameras for a Stylish Lifestyle

There is nothing as enthralling as a perfect image from your dream destination. Well think of capturing that enthralling selfie with an Indian elephant or lioness with cubs in the savannah. You can only get the greatest images if you have a smartphone with the best camera. The quality of camera has been one of the greatest developments that define competition in the highly competitive smartphone market niche.

No matter what area of specialization you are in, a smartphone with top rated camera is a jewel no one wants to miss. Here are more reasons why you need the best smartphone with great cameras.

  • At work, you want to take perfect photos for your home page or magazine.
  • At a personal level, a family portrait with all members will be a priceless piece when used as a screen saver.
  • Think of that moment when a top personality, model, or political figure comes visiting your business. You need a top class photo to share with friends and associates on social media.

A review of top rated smartphones with the best cameras in the market

  • Samsung Galaxy S7 Edge

The Galaxy S7 Edge was designed with extra focus on the Camera. The camera comes with a dual-pixel sensor that makes it ideal to catch every detail on the background. It also makes the camera very fast so that you can get top quality images even when in motion. When compared with others in the same category and price bracket, the Galaxy S7 Edge camera is three times faster. Galaxy S7 camera makes it possible to instantly refocus on an object of choice in the foreground.  It features a larger 1.4 micron Pixels and an enthralling f/1.7 aperture so that the user is sure of allowing over 90% more light compared to the predecessor.  With the Galaxy S7 Edge, you can be sure of clearer and brighter images even in dimly lit areas.

  • iPhone 6s Plus

The iPhone 6s Plus is no doubt a great shooter. It has a 12-megapixel camera with impressive 1.22 micron pixels that guarantees the user images with very clear details. It is particularly great when you want to capture skin tones even in poorly lit areas. It also features a great optical stabilization so that the user can take sharper images. If you get a lovely scene or image when in motion, use the Live Photo features to get perfect shots.

  • Nexus 6P

Though some of the best smartphones are flagship pieces, the $500 Nexus 6P is one of the best with top rated cameras. It comes with a 12.3 megapixel sensor that has 1.55 micron pixels to allow enough light for better images.  For people who are very particular about the camera, Nexus 6P might be a better option compared to the Galaxy S6

  • The LG G5

The LG G5 is constructed to bring a lot of fun with its double camera on the rear. However, it is the secondary lens of 8-MP that makes it possible to shoot great images at sharp angles that has won it a lot of praise. Besides, you can switch the camera with just a click to take great images of landscapes and great objects without missing a point.

  • HTC 10

While HTC is not widely known, its camera has thrown its HTC 10 into the league of other top smartphone players. It comes with a 12 megapixel sensor for fast images. Its 1.55 micron pixels operate with f/1.8 aperture to allow maximum light so that images taken in poorly lit areas are sharp and enthralling. Besides, it is the first smartphone with image stabilization feature in both front and real cameras.